ATM in the Philippines {4}

I’ve always been able to use my debit or credit card during my visits to the Philippines. Though it has always been a struggle to use an ATM, sometimes bordering on panic, when it appears that I may have been blocked out of using my cards.

Let me just say that the problems I encounter are, for the most part, due to not having lived in the regions that I’m visiting, and not yet experiencing what works and what doesn’t. I am sure that most expats have found reliable ATMs for their transactions on their US based cards. They have also learned the available limits and the required fees. Unfortunately, that doesn’t help the visiting tourist who doesn’t know these things. Even after many visits to the Philippines I still find myself in this later category.
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