Comments on: Philippines Money Transfer

By: Banking in the Philippines | Journey to Samal

Banking in the Philippines | Journey to Samal — Sun, 19 Jun 2011 19:11:39 +0000

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By: Remithome – Transfer Money to the Philippines | Journey to Samal

Remithome – Transfer Money to the Philippines | Journey to Samal — Sun, 22 Aug 2010 18:31:57 +0000

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By: Ships

Ships — Sat, 30 May 2009 05:55:35 +0000

Yes really good article for transfering money. I knew from colleges from Philipines that transfering money to homes is quite hard and making all the time problems. I meant they were carrying all money with them while traveling.

By: Ellen

Ellen — Mon, 06 Oct 2008 06:55:00 +0000

As usual Dave, you are probably right on this one. What do I know? hahaha. Anyway, I did read somewhere that North America is several years’ behind when it comes to wireless. I believe it was Bill Gates who said it. And that Philippines is the no. 1 in mobile phone users and texters.

By: Dave Starr

Dave Starr — Mon, 06 Oct 2008 00:08:00 +0000

Not sure how the ‘point and buy’ system would work … absent some kind of Bluetooth link or something else not on my phone … but6 in the Philippines, much more than the US, you can pay by phone.

But all over the world many vending machines are hooked to the Internet, even in the US … at $4 a gallon you don’t want to send the service man until the machine is empty, right? You cna find many machines online where college students or employees in a building have hacked in to make them public so you cna see if your fav drink is out of stock wihtout risking the long walk to the machine

So it is possible the prson just texted the machine, via the ‘Net like Chikka or one of those other Net to cell services.

My carrier, Smart, has a partnership with a ‘real’ bank. You open an account, deposit or trnasfer money into the account and when shopping at an enrooled merchant, take your purchases to the register and the regster texts a request for payment, which you get on your phone. Send ‘ok’, the merchant gets a ‘paid’ code, and hand you you goods and receipt.

Very much like a debit card but you don’t need a debit card reader/keyboard and you don’t need a card.

By: Randy C

Randy C — Mon, 29 Sep 2008 02:19:00 +0000

Hi Ellen – I’m sure that’s why they are taking it slow in Canada. To see what kind of issues arise, and how secure it can remain.

I’ve not heard of it here, yet. But then again I don’t exactly live in the most technologically advanced city, either

By: Ellen

Ellen — Sun, 28 Sep 2008 22:38:00 +0000

Other than the cool techie stuff, I really don’t see any advantage other than making it very easy for people to spend. I believe this system is for small change type of expenses. I can see why they limit this type of charging your account to a minimum amount – there must be a lot of other ways hackers can get your account into this way.

By: Randy C

Randy C — Sun, 28 Sep 2008 21:02:00 +0000

Hi Ellen – you’re probably right. Obviously I wasn’t paying much attention to what ever it was they were doing.

What do see the advantage of doing this, versus a debit card?

By: Ellen

Ellen — Sun, 28 Sep 2008 05:08:00 +0000

Well, I am not a big cellphone user, but here, I think they transfer “loads” from one to another. That’s probably what you saw. In Norway, this guy punched something on his phone and aimed it at the coke machine – and a can of coke clunked out. I really don’t know how it works – maybe there is a sensor somewhere in the machine? Sure wish I had that in my purse, you can aim your cellphone right at it – anytime!!

By: Randy C

Randy C — Sun, 28 Sep 2008 01:30:00 +0000

Hi Ellen – I thought the Philippines had something like this already. I guess I got that confused, maybe with Japan. I just remember during one of my visits, someone moving money to someone else via their phone or maybe they were paying a bill but that might have been when I was coming back through Tokyo.

It will be worth watching to see how this fairs in Canada.